Adverse Credit
Mortgage guides for people with CCJs, defaults, IVAs, or other credit issues. Find out how to get approved despite bad credit.
12 articles
Articles
Mortgage After Using Payday Loans: Essential Guide 2025
Mortgage after payday loans. Payday loans can negatively impact your credit score and make it more difficult to get approved for a mortgage.
Mortgage After a Repossession: Best Practices 2025
Getting a mortgage after repossession can be challenging and have severe consequences on a borrowers credit score and credit file.
Missed Payment Mortgages: Best Practices 2025
Missed a payment and wondering if you can still get a mortgage? You’re not alone. Whether it’s a missed credit card, utility, or mortgage payment, many people
Joint Mortgage With Bad Credit: Essential Guide 2025
Joint mortgage with bad credit can seem challenging, but it’s not impossible. Many couples or co-applicants find themselves in these situations.
Getting a Mortgage With A Debt Management Plan (DMP) 2025
Getting a mortgage with a debt management plan (DMP) can be challenging and a complex process.
Getting a Mortgage with a CCJ: Best Practices 2025
Getting a mortgage with a CCJ is still possible, particularly with specialist mortgage lenders who consider applicants with bad credit.
Mortgage After Late Payments: Best Practices 2025
Getting a mortgage after late payments or missed payments can be challenging but not impossible.
Getting a Mortgage After an Individual Voluntary Arrangement
Getting a mortgage after an individual voluntary arrangement. Understand your options, improve your chances, take steps towards homeownership.
Can I Get a Mortgage with a Default - Option Finance
However, many lenders offer mortgages to individuals with defaults, especially if the default occurred some time ago or was for a smaller amount. In this
Can I Get a Mortgage with a Default - Option Finance
Get a mortgage with a default on your credit file can seem challenging, but it’s not impossible. A default indicates that you failed to pay a debt, and this can raise concerns for potential lenders.
Mortgage with a Debt Relief Order (DRO): Essential Guide
Getting a mortgage with a Debt Relief Order (DRO) can be challenging. A DRO affects credit and may limit mortgage options until it's cleared from your record.
Bad Credit Mortgages: Your Guide to Homeownership Options
Bad credit mortgages, explore your options. This guide offers practical insights and strategies to help you navigate your options.
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