Expert mortgage advice you can trust

Davi Thakar

Director & Senior Mortgage Broker

CeMAP, CeRER

Davi founded Option Finance with a vision to deliver transparent, whole-of-market mortgage advice. With over 10 years in financial services, he specialises in complex cases including adverse credit, self-employed borrowers with limited trading history, and large buy-to-let portfolios. His hands-on approach ensures every client receives tailored solutions, no matter how complicated the situation.

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Benjamin Kistell

Mortgage and Protection Specialist

CeMAP, CeRER, DipFA

Benjamin manages mortgage applications from start to finish, ensuring every piece of documentation is in order and deadlines are met. His meticulous attention to detail and proactive communication style mean clients are always kept informed throughout the process. He handles the day-to-day coordination between clients, lenders, and solicitors to keep everything on track.

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Mark Beck

Senior Mortgage & Protection Specialist

CeMAP

Mark brings 24 years of financial services experience — the last 14 specialising exclusively in mortgage advice. He has a proven track record with complex cases, particularly personal and limited company buy-to-let, self-employed borrowers, and clients with adverse credit histories. His patience and tenacity have helped clients through even the most challenging situations, including a case where he supported a client over 18 months through a messy divorce to finally secure their new home.

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Sukhvinder Tamber

Specialist Mortgage & Protection Adviser

CeMAP, Cert CII

Sukhvinder — known as Suki — has supported over 200 first-time buyers onto the property ladder, maintaining a 95%+ referral rate that speaks to the quality of her advice. She specialises in first-time buyers, buy-to-let, remortgaging, and adverse credit cases. Her dedication was demonstrated when she saved a couple's home purchase after their mortgage offer was withdrawn just 48 hours before exchange — finding a new lender and completing within the deadline.

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Ruby Chambers

Mortgage Administrator

CeMAP

Ruby is the backbone of our operations, managing mortgage applications and documentation behind the scenes to ensure everything runs smoothly. She coordinates between clients, lenders, and solicitors, handling the administrative detail that keeps cases moving forward efficiently. Her organisational skills and reliability are key to the team's ability to deliver a seamless service.

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Megan Woolley

Mortgage and Protection Specialist

CeMAP, Cert CII

Megan brings seven years of mortgage industry experience, having worked in administration, case management, and advisory roles. She specialises in first-time buyers, remortgages, adverse credit, and Right to Buy applications. Her empathetic approach and thorough knowledge have helped clients in difficult situations — including a divorced client with defaults on her credit file who Megan guided through a successful Right to Buy mortgage application.

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