Indicative Rates
BoE Base3.75%
Nationwide2yr Fix3.59%↓ 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70%↑ 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00%↑ 0.10£899 fee
Nationwide5yr Fix4.04%↓ 0.03£999 fee
Nationwide2yr Fix3.59%↓ 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70%↑ 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00%↑ 0.10£899 fee
Nationwide5yr Fix4.04%↓ 0.03£999 fee
Nationwide2yr Fix3.59%↓ 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70%↑ 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00%↑ 0.10£899 fee
Nationwide5yr Fix4.04%↓ 0.03£999 fee
AVG 2YR4.53%
AVG 5YR4.94%
--:--:--60% LTV · Feb 2026

Privacy Policy

Last updated: February 2026

Introduction

Option Finance Ltd ("we", "us", "our") is committed to protecting your privacy. This privacy policy explains how we collect, use, and safeguard your personal information when you use our website and services.

We are registered with the Information Commissioner's Office (ICO) and comply with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Information we collect

We may collect the following personal information:

  • Name, email address, phone number, and postal address
  • Financial information relevant to your mortgage application
  • Employment details and income information
  • Information about your property and existing mortgage
  • Website usage data through cookies and analytics

How we use your information

We use your personal information to:

  • Provide mortgage advice and arrange mortgages on your behalf
  • Communicate with you about your enquiry or application
  • Comply with our regulatory obligations under the FCA
  • Improve our services and website experience
  • Send marketing communications (only with your consent)

Data sharing

We may share your information with:

  • Mortgage lenders as part of your application
  • Insurance providers when arranging protection products
  • Credit reference agencies
  • Our professional advisers and regulators

Your rights

Under UK GDPR, you have the right to:

  • Access your personal data
  • Rectify inaccurate data
  • Request erasure of your data
  • Object to processing
  • Data portability
  • Withdraw consent at any time

Contact us

For any questions about this privacy policy or your personal data, please contact us at leads@optionfinance.co.uk or write to us at 119A Friar Gate, Derby, Derbyshire, DE1 1EX.