What our customers say

"As first-time buyers, we were completely overwhelmed by the process. Option Finance made it so straightforward — they explained every step clearly and found us a brilliant rate. We couldn't have done it without them."

"I remortgaged through Option Finance and saved over £200 a month. The whole process took just a few weeks and they handled absolutely everything. Wish I'd switched sooner."

"Being self-employed, I'd been turned down twice before. Option Finance found a lender who understood my accounts and got me approved at a competitive rate. Genuinely life-changing."

"We were moving home with a tight chain and a looming deadline. The team at Option Finance kept everything on track, chasing the lender and solicitor when things slowed down. Completed on time with no stress."

"I had a CCJ from a few years ago and thought I'd never get a mortgage. Option Finance were honest about my options from the start and found a specialist lender willing to help. I'm now a homeowner."

"Purchased my first buy-to-let through Option Finance. They advised on rental yield calculations, explained the tax implications, and found a deal with a low arrangement fee. Really professional service."

"We used Option Finance for our first home and then again when we remortgaged two years later. Consistent, reliable, and always available when we had questions. Can't recommend them enough."

"As a contractor, proving my income was a nightmare with the banks. Option Finance knew exactly which lenders accept contract rates and had me approved within days. Fantastic knowledge of the market."

"We were downsizing after the kids left home. Option Finance helped us release equity and find the perfect mortgage for the next chapter. They genuinely cared about getting it right for us."

"Built up a portfolio of three buy-to-lets with Option Finance's help. They understand the BTL market inside out and always find competitive rates, even for limited company purchases."

"I was a single first-time buyer on a modest salary and didn't think I could afford to buy. Option Finance showed me schemes I didn't know existed and got me into my own flat. Absolutely thrilled."

"Our fixed rate was ending and we panicked about the increase. Option Finance started the remortgage process early and secured us a rate that was actually lower than what we'd been paying. Brilliant service."

"Had a missed payment on my credit file and was worried it would stop me getting a mortgage. Option Finance were upfront about what to expect, found a willing lender, and I completed in eight weeks."

"First-time buyers who knew nothing about mortgages. Option Finance walked us through everything patiently, helped us understand the true costs, and found us a five-year fix with no fees. We love our new home."

"I run my own salon and my accounts are a bit complex. Other brokers couldn't be bothered, but Option Finance took the time to understand my business and got me an excellent deal. So grateful."

"Moving from a flat to a family home with two kids in tow was stressful enough. Option Finance took the mortgage side completely off our plate. Every call was returned promptly and nothing was too much trouble."

"We remortgaged to fund a loft conversion. Option Finance found us a deal that covered the additional borrowing at a great rate and the whole process was seamless. Would use them again in a heartbeat."

"Bought my first buy-to-let property and Option Finance made the whole process effortless. They explained the different BTL products clearly and found me a deal that maximised my rental return. First class."

"After being declined by our bank, we were referred to Option Finance. They reviewed our situation, identified the issue, and found a lender who approved us straight away. Couldn't believe how easy they made it."

"As a first-time buyer using the Help to Buy scheme, I needed a broker who understood how it all worked. Option Finance guided me through every stage and made sure nothing was missed. Highly recommended."