Indicative Rates
BoE Base3.75%
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
AVG 2YR4.53%
AVG 5YR4.94%
--:--:--60% LTV · Feb 2026

Cookie Policy

Last updated: February 2026

What are cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and to provide information to the website owners.

How we use cookies

Option Finance Ltd uses cookies on our website for the following purposes:

Essential cookies

These cookies are necessary for the website to function properly. They enable core functionality such as page navigation and access to secure areas. The website cannot function properly without these cookies.

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We use analytics cookies to understand how visitors interact with our website. This helps us improve the user experience and the content we provide. These cookies collect information anonymously, including:

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Functionality cookies

These cookies allow the website to remember choices you make (such as your preferred language or region) and provide enhanced, more personalised features.

Third-party cookies

Some cookies are placed by third-party services that appear on our pages. We do not control the dissemination of these cookies. The third-party services we use include:

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Managing cookies

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Please note that blocking or deleting cookies may affect the functionality of this website.

More information

For more information about cookies, visit www.aboutcookies.org or www.allaboutcookies.org.

Contact us

If you have any questions about our cookie policy, please contact us at leads@optionfinance.co.uk or write to us at 119A Friar Gate, Derby, Derbyshire, DE1 1EX.