Indicative Rates
BoE Base3.75%
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
AVG 2YR4.53%
AVG 5YR4.94%
--:--:--60% LTV · Feb 2026
← All Articles

Buy-to-Let

Looking to invest in property? Option Finance offers expert advice and access to competitive buy-to-let mortgage deals whether you're a first-time landlord or building a portfolio.

16 articles

Articles

7 min read
Buy-to-Let

Buy-to-Let Tax Changes in 2026: What Landlords Need to Know

Stay up to date with the latest buy-to-let tax changes affecting landlords in 2026. Stamp duty surcharges, mortgage interest relief, and more.

BK
Benjamin Kistell 1 February 2026
6 min read
Buy-to-Let

Offset Buy To Let Mortgages: A Comprehensive Guide

Offset Buy To Let mortgages explained, The essential guide, from application tips to potential pitfalls. Read the comprehensive guide now!

ST
Sukhvinder Tamber 3 December 2025
8 min read
Buy-to-Let

Regulated Buy To Let Mortgages: A Comprehensive Guide

Regulated Buy To Let mortgages explained, The essential guide, from application tips to potential pitfalls. Read the comprehensive guide now!

DT
Davi Thakar 12 November 2025
8 min read
Buy-to-Let

Portfolio Mortgages for Landlords in 2025: Navigating the PRA Rules

Own four or more buy-to-let properties? Learn how portfolio landlord rules affect your mortgage applications, what lenders look for, and how to prepare.

BK
Benjamin Kistell 1 October 2025
7 min read
Buy-to-Let

Mortgages for Holiday Let: Essential Guide 2025

Mortgages for holiday let, discover the key factors. Get essential tips and insights to navigate the process effectively. Read more!

RC
Ruby Chambers 5 September 2025
9 min read
Buy-to-Let

Ltd Company Buy-to-Let Mortgages Explained: SPV Structures for Landlords

Should you buy your next rental property through a limited company? Learn about SPV mortgages, tax benefits, lender criteria, and key considerations.

BK
Benjamin Kistell 10 August 2025
7 min read
Buy-to-Let

Interest Only Buy to Let Mortgage Options Available

interest-only buy-to-let mortgage, explore the key factors. Make informed decisions for your investment strategy. Read the article now!

ST
Sukhvinder Tamber 15 July 2025
9 min read
Buy-to-Let

The Essential Guide to HMO Mortgages: Property Guide 2025

Discover how HMO mortgages can enhance your property investment strategy. Learn key insights and practical tips to navigate the funding process. Read more!

BK
Benjamin Kistell 28 June 2025
8 min read
Buy-to-Let

Understanding Commercial Buy to Let Mortgages: Best Guide

Explore the essentials of commercial buy to let mortgages with this comprehensive guide. Understand key concepts and make informed investment decisions.

DT
Davi Thakar 5 June 2025
6 min read
Buy-to-Let

Buy-to-Let Repayment Mortgages: Essential Guide 2025

Buy-to-Let repayment mortgages. Find out if it’s the right investment choice for you. Read more to make an informed decision!

BK
Benjamin Kistell 10 May 2025
7 min read
Buy-to-Let

Essential Guide to Buy to Let Remortgage: Options Explained

Buy To Let remortgage explore essential tips and options. Make informed decisions for your investment property. Read more to enhance your knowledge.

DT
Davi Thakar 20 April 2025
8 min read
Buy-to-Let

Buy to Let Mortgages With Bad Credit - Get Expert Guidance

Discover the best buy to let mortgages with bad credit options and expert guidance to help you make informed decisions. Read more today!

MW
Megan Woolley 2 April 2025
8 min read
Buy-to-Let

Buy to Let Mortgages for UK Expats: A Complete Guide

Explore the essentials of Buy to Let mortgages for UK expats. Understand the process, benefits, and challenges. Read our comprehensive guide now!

DT
Davi Thakar 15 March 2025
7 min read
Buy-to-Let

Buy to Let Mortgage on New Build Property: Essential Guide

Buy to Let mortgage for new build property, discover key insights. Learn the essentials to make informed investment decisions. Read more!

BK
Benjamin Kistell 25 February 2025
7 min read
Buy-to-Let

Buy to Let Mortgages for First Time Buyers: Essential Guide

Buy-To-Let mortgages for first time buyers, discover everything you need to know. Get practical tips and insights to make informed decisions.

MB
Mark Beck 8 February 2025
8 min read
Buy-to-Let

Buy-to-Let Mortgages Explained: The Complete UK Guide

Everything you need to know about buy-to-let mortgages in the UK. Eligibility, deposit requirements, interest rates, and how to apply successfully.

BK
Benjamin Kistell 12 January 2025

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