Indicative Rates
BoE Base3.75%
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
Nationwide2yr Fix3.59% 0.04£999 fee
NatWest2yr Fix3.70%£1,495 fee
Barclays2yr Fix3.70% 0.05£899 fee
HSBC2yr Fix3.76%£999 fee
HSBC5yr Fix3.88%£999 fee
NatWest5yr Fix3.85%£1,495 fee
Barclays5yr Fix4.00% 0.10£899 fee
Nationwide5yr Fix4.04% 0.03£999 fee
AVG 2YR4.53%
AVG 5YR4.94%
--:--:--60% LTV · Feb 2026
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Remortgages

Whether you're nearing the end of your fixed deal or looking to free up equity, remortgaging can help you take control of your finances. At Option Finance, we make switching mortgage deals smooth, smart, and stress-free.

16 articles

Articles

6 min read
Remortgages

When Should You Remortgage? A Complete Guide

Find out when the best time to remortgage is and how much you could save by switching to a new deal. Expert advice from Option Finance.

DT
Davi Thakar 10 January 2026
8 min read
Remortgages

Today’s Mortgage Rates Explained: Current Rates, Market Trends & How to Get the Best Deal

Discover today’s mortgage rates, what drives rate changes, and how fixed, tracker and variable mortgages compare. Includes expert advice on LTV, affordability, hidden fees, and strategies to secure the lowest rate.

DT
Davi Thakar 5 January 2026
7 min read
Remortgages

Latest Remortgage Deals 2025: Rates, LTV Options, Fees & How to Choose the Best Deal

Explore today’s most competitive remortgage deals, including fixed rates, LTV bands, fee-free products, cashback incentives and tracker options. Learn how lenders assess pricing and how to secure the right deal for your situation.

BK
Benjamin Kistell 20 November 2025
7 min read
Remortgages

Understanding Remortgaging with an Early Repayment Charge

Remortgaging with an early repayment charge, understanding the implications and benefits. Read our guide for clear insights and actionable advice.

ST
Sukhvinder Tamber 8 October 2025
9 min read
Remortgages

Guide to Remortgaging When Self Employed: Best Guide 2025

Navigate the process of remortgaging when self employed. Essential tips and insights to secure the best deal. Read more to get started!

RC
Ruby Chambers 15 September 2025
8 min read
Remortgages

Remortgaging When Self-Employed | Complete Guide 2025

Self-employed and looking to remortgage? Learn how lenders assess income, what documents you need, and how to secure best remortgage deal as a business owner.

RC
Ruby Chambers 28 August 2025
8 min read
Remortgages

Remortgaging v Product Transfer: Key Insights 2025

Remortgaging v product transfers, explore the differences to make informed decisions about your borrowing. Read the article for essential insights.

DT
Davi Thakar 5 August 2025
8 min read
Remortgages

Remortgaging for Debt Consolidation: Financial Relief 2025

Explore how smart remortgaging for debt consolidation can provide financial relief. Discover practical steps to regain control of your finances.

MW
Megan Woolley 10 July 2025
7 min read
Remortgages

Your Guide to Remortgaging a Shared Ownership Property 2025

Discover practical steps for remortgaging a shared ownership property. Navigate the process confidently and make informed financial decisions. Read more.

MB
Mark Beck 18 June 2025
7 min read
Remortgages

Can You Remortgage to Buy a Second Home? Best Guide 2025

Explore the ins and outs on how to remortgage to buy a second home. Understand the process and key considerations. Read the article for essential insights!

BK
Benjamin Kistell 30 May 2025
10 min read
Remortgages

Essential Guide: How to Remortgage Successfully in 2025

Learn how to remortgage successfully with our straightforward steps. Make informed decisions read the essential guide now!

RC
Ruby Chambers 8 May 2025
7 min read
Remortgages

How to Remortgage an Unencumbered Property

Own your home outright? Learn how to remortgage an unencumbered property to release equity, fund renovations, or invest. Guide from Option Finance.

BK
Benjamin Kistell 15 April 2025
8 min read
Remortgages

How to Remortgage a Commercial Property for Better Rates

Discover practical steps to remortgage a commercial property for better rates. Learn how to assess options and make informed decisions. Read more!

DT
Davi Thakar 28 March 2025
9 min read
Remortgages

Remortgaging with Bad Credit : Best Practices 2025

Explore viable options for those remortgaging with bad credit. Learn practical tips and strategies to improve your chances—read the full article now!

MW
Megan Woolley 5 March 2025
7 min read
Remortgages

Costs and Fees When Remortgaging: A Complete Guide 2025

Explore the essential costs and fees when remortgaging. Get clear insights and practical tips to make informed financial decisions. Read more!

ST
Sukhvinder Tamber 14 February 2025
8 min read
Remortgages

Costs and Fees When Remortgaging: A Complete Guide

Costs and fees associated with remortgaging. Get clear insights and practical tips to make informed financial decisions. Read more!

DT
Davi Thakar 20 January 2025

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