Benjamin Kistell
Mortgage and Protection Specialist
Benjamin manages mortgage applications from start to finish, ensuring every piece of documentation is in order and deadlines are met. His meticulous attention to detail and proactive communication style mean clients are always kept informed throughout the process. He handles the day-to-day coordination between clients, lenders, and solicitors to keep everything on track.
Specialisms
Articles by Benjamin Kistell
1 February 2026
Buy-to-Let Tax Changes in 2026: What Landlords Need to Know
Stay up to date with the latest buy-to-let tax changes affecting landlords in 2026. Stamp duty surcharges, mortgage interest relief, and more.
10 December 2025
What Is Development Finance? A Complete Guide for 2025
How development finance works for property conversions, new builds, and renovation projects. Costs, stages, and how to secure funding.
20 November 2025
Latest Remortgage Deals 2025: Rates, LTV Options, Fees & How to Choose the Best Deal
Explore today’s most competitive remortgage deals, including fixed rates, LTV bands, fee-free products, cashback incentives and tracker options. Learn how lenders assess pricing and how to secure the right deal for your situation.
10 October 2025
Pub Mortgages what are they and how they work: Guide 2025
Pub Mortgages, how can it be tailored to your business needs? Discover key tips and insights to help you navigate the process.
1 October 2025
Portfolio Mortgages for Landlords in 2025: Navigating the PRA Rules
Own four or more buy-to-let properties? Learn how portfolio landlord rules affect your mortgage applications, what lenders look for, and how to prepare.
2 September 2025
Refurbishment Mortgages: Complete Guide 2025
Refurbishment Mortgages in 2025. Discover key tips and insights to help you navigate the process in 2025
10 August 2025
Ltd Company Buy-to-Let Mortgages Explained: SPV Structures for Landlords
Should you buy your next rental property through a limited company? Learn about SPV mortgages, tax benefits, lender criteria, and key considerations.
8 August 2025
Land Mortgages what are they and how they work: Guide 2025
Land Mortgages, how can it be tailored to your business needs? Discover key tips and insights to help you navigate the process.
28 June 2025
The Essential Guide to HMO Mortgages: Property Guide 2025
Discover how HMO mortgages can enhance your property investment strategy. Learn key insights and practical tips to navigate the funding process. Read more!
2 June 2025
Best Guide to Auction Finance for Property Purchases 2025
Discover key strategies for auction finance and make informed investment decisions. Read the essential guide for savvy property investors now!
30 May 2025
Can You Remortgage to Buy a Second Home? Best Guide 2025
Explore the ins and outs on how to remortgage to buy a second home. Understand the process and key considerations. Read the article for essential insights!
15 May 2025
Mortgages for Limited Company Directors: Essential Guide
Mortgages for limited company directors discover key essentials. Get practical tips and essential guidance for your mortgage journey. Read more!
12 May 2025
Let to Buy Mortgages. What They Are and How They Work
Let to Buy Mortgages, discover key insights. Learn the essentials to make informed investment decisions. Read more!
10 May 2025
Buy-to-Let Repayment Mortgages: Essential Guide 2025
Buy-to-Let repayment mortgages. Find out if it’s the right investment choice for you. Read more to make an informed decision!
15 April 2025
How to Remortgage an Unencumbered Property
Own your home outright? Learn how to remortgage an unencumbered property to release equity, fund renovations, or invest. Guide from Option Finance.
10 April 2025
Commercial Mortgages for Care Homes: A Practical Guide 2025
Explore essential insights on securing commercial mortgages for care homes. Learn practical steps to navigate financing challenges effectively. Read more!
25 February 2025
Buy to Let Mortgage on New Build Property: Essential Guide
Buy to Let mortgage for new build property, discover key insights. Learn the essentials to make informed investment decisions. Read more!
18 February 2025
Can You Have More Than One Mortgage? All you need to know
Learn if you can have more than one mortgage, how lenders assess multiple loans, and tips to manage repayments safely and effectively.
12 January 2025
Buy-to-Let Mortgages Explained: The Complete UK Guide
Everything you need to know about buy-to-let mortgages in the UK. Eligibility, deposit requirements, interest rates, and how to apply successfully.
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